Last Updated: December 2025
These Terms of Service govern your use of the Finclyo website. By accessing or using this website, you agree to follow the rules outlined below. If you do not agree with these terms, please discontinue your use of the website.
1. Purpose of the Website
Finclyo is an educational platform focused on providing general information about personal finance concepts. The content published here is for informational purposes only and does not constitute:
- Financial advice
- Investment recommendations
- Legal or professional guidance
Users are responsible for evaluating the applicability of information based on their own circumstances.
2. Use of Content
All articles, text, and materials on Finclyo are protected by applicable copyright laws.
You may:
✔ View content
✔ Share links to articles
✔ Use material for personal, non-commercial purposes
You may not:
❌ Copy entire articles
❌ Republish content without permission
❌ Sell or distribute material
❌ Use the website for illegal or harmful activities
3. Accuracy of Information
We strive to provide accurate, updated, and clear educational information.
However:
- Financial information may change over time
- Errors or omissions may occur
- Content is not guaranteed to be complete or up-to-date
Finclyo is not responsible for decisions made based on website content.
4. Advertising and Third-Party Services
The website may display advertising through Google AdSense or other third-party networks. These providers may use cookies to personalize ad experiences.
We are not responsible for:
- Ad content
- External websites linked through ads
- Services offered by third-party advertisers
Users should review third-party policies independently.
5. External Links
Finclyo may link to external domains for convenience.
We do not endorse or control the content on those websites.
6. Limitation of Liability
To the fullest extent permitted by law:
- Finclyo is not liable for losses, damages, or misunderstandings arising from the use of this website.
- This includes direct, indirect, incidental, or consequential damages.
Users access and use the website at their own risk.
7. Modifications to the Website or Terms
We may update, change, or remove content at any time without notice.
Terms of Service may also be updated — changes will be reflected by the “Last Updated” date.
8. User Responsibilities
By using this website, you agree to:
- Use the content in lawful ways
- Not attempt to disrupt or interfere with website functionality
- Respect copyright and intellectual property guidelines
9. Governing Law
These Terms are governed by general international website compliance standards and may be interpreted under the laws of your region, depending on jurisdiction.
10. Contact Information
For questions about these Terms, email: